Insurance Products

Rural insurance is a specialised type of insurance designed to meet the unique needs of those living and working in rural areas including farmers and agribusinesses. This type of insurance offers coverage for a variety of risks associated with rural properties, farming, and agriculture-related businesses, ensuring they have the protection needed to keep their operations running smoothly and safeguard their investments.

Common types of rural insurance include Farm, Crop, and Rural Property.

Commercial and/or Business insurance refers to a broad range of insurance policies designed to protect businesses from financial losses caused by unexpected events and accidents. This can include Property, Business Liability, Business Interruption, General Property for Tools & Equipment Australia Wide, Glass & Theft cover, Electronic Equipment & Machinery Breakdown cover.

Livestock insurance is designed specifically for breeders and owners of high-value livestock, such as cattle, sheep, or horses, that are used for breeding purposes. This insurance covers the financial loss of stud stock (breeding animals) in the event of unexpected incidents such as death, injury, or illness.

Broadacre Insurance and Cotton Insurance are specialised types of agricultural insurance tailored to large-scale farming operations, particularly those involving extensive crop production like grains, cereals, and cotton.

Heavy Motor, Plant, and Machinery Insurance is a specialised type of coverage designed to protect businesses that use large, expensive, and essential equipment in their operations. These include construction vehicles, earthmoving & agricultural machinery, and industrial equipment. It provides protection against damage, loss, or theft of the equipment, as well as road risk liability arising from its use if registered.

A specialised form of vehicle insurance that provides coverage for commercial trucks and trailers used in the transportation of goods or services. This insurance protects business owners from the financial impact of accidents, damage, theft, and liability that can arise from operating trucks and trailers.  Cover can be extended to cover the load under Carriers Protection and can also cover you for Downtime under Business Interruption.

This is designed to cover the unique risks and hazards associated with the mining industry. Mining operations often involve complex and dangerous work environments, significant capital investment, and high levels of risk, making it essential for businesses in the sector to have appropriate coverage.

Designed for businesses that operate a fleet of vehicles, providing comprehensive coverage for multiple vehicles under a single policy. This type of insurance is ideal for businesses with several vehicles, whether they are cars, trucks, vans, or specialised vehicles like delivery trucks or service vehicles.  Depending on the insurers risk appetite, we can also include Mobile Plant & Machinery on some Fleet Policies.

Protects professionals and businesses from financial losses due to claims of negligence, errors, or omissions in the services they provide. It is designed to cover the cost of defending against such claims, as well as any compensation or legal fees that may result from a lawsuit or settlement.

Public Insurance protects you or your business against claims for injury or damage caused to third parties (customers, clients, or the public) as a result of the business’s activities or operations. This also includes Products Liability.

Providing protection for both the structure of your home (the building itself) and the belongings inside it (contents). It offers coverage in the event of damage or loss due to events such as flood, fire, theft, storm damage, or accidental damage.

Home Building Calculator

Home Contents Calculator

Disclaimer: the Home Building Calculator and the Home Contents Calculator are a guide only provided by a Third Party.

Designed to protect property owners who rent out their property to tenants. It offers coverage for risks specific to rental properties, including damage to the property, loss of rental income, liability claims, and tenant-related issues.

Private and Commercial Vehicle Insurance are two types of insurance coverage tailored to different uses of vehicles—personal use versus business use. Both types of insurance protect against the financial risks associated with owning and operating a vehicle, but they offer different levels of coverage and are designed for different needs.

Covering the unique risks associated with aircraft and aviation operations. It provides protection for aircraft owners, operators, and businesses involved in aviation activities against a variety of risks, including accidents, damage to the aircraft, liability for third-party injuries, and damage caused by aircraft operations.

Designed to cover the risks associated with using drones (also known as unmanned aerial vehicles or UAVs) for business purposes. Drones are increasingly being used in various industries, including construction, agriculture, photography, film production, surveying, real estate, and more. Commercial drone insurance protects businesses and drone operators against potential financial losses from accidents, property damage, or liability claims related to drone operations.

Designed to protect businesses and organizations from the financial risks associated with cyberattacks, data breaches, and other technology-related incidents.